New York Cost of Living & Economic Score

Federal Bureau of Economic Analysis data on price levels, real income, and household-budget impact for New York. Last updated 2024.

InflationRank Score

F
InflationRank Score
52 / 100
New York ranks below the U.S. national average for cost-of-living-adjusted economic conditions.
Cost level (RPP)
117.0
17% above U.S. average
Real per-capita income
$64.0K
5K above U.S. ($59K)
Property tax
1.40%
vs U.S. avg 1.02%
Sales tax
8.53%
combined state + local avg
State income tax (top)
10.90%
top marginal rate
Home insurance (avg)
$1,620/yr
~$300K coverage

Cost of living in New York

According to the U.S. Bureau of Economic Analysis, prices in New York run 17.0% above the U.S. average (Regional Price Parity index 117.0 on a base of 100). The state sits in the Northeast region. That puts it among the most expensive states in the country.

Real per-capita personal income — what local residents actually earn after adjusting for cost of living — is $64.0K (vs $59K nationally). Locals have higher real purchasing power than the U.S. average — high incomes here more than compensate for any cost premium.

Notable cost factors: high top-marginal income tax of 10.9%, high combined sales tax (8.53%).

Explore New York in the live dashboard →

Major metros in New York

Compare to other states

Browse all 50 states →

About the InflationRank Score

The InflationRank Score is a proprietary 0–100 composite that summarizes a place's cost-of-living and economic conditions on a familiar A–F grading scale. Higher scores reflect a better cost-of-living-adjusted economic situation.

The composite weighs three dimensions sourced from federal government datasets: cost level (how local prices compare to the national average), inflation pressure (recent direction and pace of cost movements), and income resilience (real, cost-adjusted earning power of local residents). The score is anchored to the U.S. national average and reviewed annually as federal data refreshes.

Underlying data is drawn from authoritative federal economic agencies and public housing datasets. See full data sources →